John Wheeler

Protecting Mobile Equipment

Mowers have come a long way in recent years.  The mowers we use to maintain our lawns no longer cost several hundred dollars; they can cost several thousand dollars and more.  With that much value on the line, homeowners need to know how to protect their equipment.  If your agent provides you a Homeowner (HO-3) coverage form, you are in good shape.   Mowers, tractors or even quad-ATVs that are used “solely to service an insured’s residence” are covered under the Personal Property part of the policy.  The mower in this picture was purchased for $7,000 fourteen years ago but the homeowner who suffered the fire damage will recover approximately $12,000 because the Homeowner (HO-3) is a replacement cost policy.  If you have high value equipment used to maintain your property, it may be a good idea to review your coverage.

Truck Tire on the Loose Video

Most of the time we help our clients report routine claims like water damage, lightning, windstorm damage and sometimes fire damage.   But, occasionally, we get an unusual claim, like the truck tire in this video crashing through an office window.  This actually just happened to one of our customers, but there is good news.  The business owner insurance we provide through Liberty Mutual Business Insurance is paying for the damage.  Because we make sure our customers have the best coverage available, the damage to the office window, interior walls, flooring and destroyed furniture is covered.  If you have not reviewed your property insurance policy lately, we can do that for you for free.  We don’t stop at reviewing coverage.  If you ever have a truck tire crash through your front door or some other kind of accident, we will guide you through the claims process.  It is what we do.  Call us (386) 752-8660.

 

 

 

Partners Desk

First conceived in the 1900s by bankers in the United Kingdom, the partners desk was often used by senior level bankers who enjoyed working face to face over a single desk.  Today, John has a partner in the tradition of the British bankers.  Though not doing insurance work, Josiah is working hard, nevertheless, translating John 1 into Latin.  “In the beginning was the Word, and the Word was with God, and the Word was God.”

A commitment to excellence requires continuous improvement. Toni Sweat recently completed the Business Insurance Advantage course offered by Strategic Insurance Agents Alliance so that she can better serve her business clients. We congratulate Toni on her achievement.

We are pleased to announce that Dave Ramsey has selected John Wheeler to be an Endorsed Local Provider for auto, home and business insurance.  Dave endorses only independent agents who are committed to top notch customer service, conducting business with the highest ethical standard and offering customers a choice of insurance companies.  If you are not receiving the standard of service you expect from your agent, give us a call.  We are here to serve you first.

Melissa and Susie gave a good effort at the Garden Club Scrabble Tournament on Tuesday. Though our team did not win the day, $3000 was raised to benefit the Club House and everyone had a great time.