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The Wheeler Agency

Serving Lake City Since 1969

(386) 752-8660

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Insurance | Auto - Home - Business

Dwelling Basic

Dwelling Basic


We often hear, “Just give me basic.” We can do that, but once we talk about the things that are not covered, basic usually does not sound so good. The Dwelling Policy (DP1) coverage form provides basic coverage to older homes, rental dwellings and mobile homes that do not qualify for the comprehensive Homeowner Policy (HO3). While basic dwelling coverage can cost significantly less than comprehensive homeowner coverage, there are significant coverage sacrifices that you should be aware of.

burst pipe
Water damage from burst pipes is not covered

 

 

Losses related to theft are not covered.
Losses related to theft are not covered.

 

 

shutterstock_1047640972 depreciation
Claims payments are reduced by depreciation

 

 

Liability protection is not automatic
Liability protection is not automatic.

 

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Business Hours:

Monday - Friday: 8:30 - 12:00 & 1:00 - 5:00

The Wheeler Agency - 622 South West Main Blvd, Lake City FL, 32025-5708 | (386) 752-8660

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