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Insurance | Auto - Home - Business

mobile equipment

May 31, 2018 By John Wheeler

mobile equipment

Protecting Mobile Equipment

Mowers have come a long way in recent years.  The mowers we use to maintain our lawns no longer cost several hundred dollars; they can cost several thousand dollars and more.  With that much value on the line, homeowners need to know how to protect their equipment.  If your agent provides you a Homeowner (HO-3) coverage form, you are in good shape.   Mowers, tractors or even quad-ATVs that are used “solely to service an insured’s residence” are covered under the Personal Property part of the policy.  The mower in this picture was purchased for $7,000 fourteen years ago but the homeowner who suffered the fire damage will recover approximately $12,000 because the Homeowner (HO-3) is a replacement cost policy.  If you have high value equipment used to maintain your property, it may be a good idea to review your coverage.

About John Wheeler


Licensed General Lines Agent, Chartered Property Casualty Underwriter (CPCU) from American Institute. John Wheeler on google+

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Filed Under: Lake City News

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