The clock starts ticking the moment there is a car accident in Florida. We are currently advising our customers to see the doctor following an accident if there is even a slight suspicion of injury. If the doctor is not seen within 14 days, Personal Injury Protection benefits drop from $10,000 total to just $2500. By seeing the doctor within the first 14 days, full benefits are protected. Call us 386-752-8660 if you need more detail on changes to PIP benefits.