If you have a homeowner policy, your stuff is covered while you vacation anywhere in the world. This is a broad coverage, but there are a few limitations of course. There is a $1,500 limit on jewelry, unless you have a special jewelry schedule. There is a $2,500 limit on theft of guns. There is a $1,500 limit on electronic apparatus, such as computers and cell phones, and there is a $200 limit on loss of money. Check with your insurance agent if you have specific questions, as coverage can vary from company to company.