We hear this sometimes when new cars are totaled in an accident. The depreciated value of the vehicle is often less than the amount owed to the bank. We recommend “gap” coverage to pay the difference. You may be surprised to learn this coverage can cost as little as $20 per year. Call us at 386-752-8660 to learn more.
Lake City News
Get it fixed
Did you know that your windshield is an integral part of the rollover protection in your car. If your windshield is cracked, it does not provide the protection you need. In Florida, there is no deductible for damage to your windshield, so there is no reason to wait. We recommend getting even the smallest crack inspected by an expert. Call us at 386-752-8660 to learn more.
Don’t be too tough
If you are hurt after an auto accident, don’t tough it out too long. With the new Personal Injury Protection (PIP) law, you only have 14 days to see the doctor in order to receive your full PIP benefits. If you see a doctor after the 14th day, your benefits are substantially reduced. Call us at 386-752-8660 to learn more.
Education pays
You’ve heard this before, that education helps you get paid more at work. But, did you know that there are auto insurance discounts for earning your high school diploma or a college degree. Call us at 386-752-8660 to learn more.
Nix the paper
If you don’t mind email, you can save $25 to $50 on your auto insurance with a paperless discount. This is not for everyone, but it is a good discount for the right person. Call us at 386-752-8660 to learn more.
Pay in full discount
Some insurance companies give big discounts for paying the entire auto insurance premium up front. It is called the Pay In Full discount and ranges from 10 to 20%. Sometimes, this discount even outweighs the interest cost of financing the premium on a credit card. Call us at 386-752-8660 to learn more.