With more than 20 inches of rain falling in the Columbia County area in the last couple weeks, one can’t help but think of flooding possibilities. Do you know that your Homeowner policy does not cover flood? Do you know that you don’t have to be in a flood zone to purchase flood insurance? Do you know that 25% of all flood claims happen outside of flood zones? I say this, “If it rains long enough and hard enough, water will flow up hill.” Just think about it.