The average cost paid out for dog bite claims nationwide in 2014 was $32,072, compared with $27,862 in 2013. This is a significant risk for homeowners. Most of us love our dogs like we love our children and can’t imagine that our pet would ever harm someone. But, dog bites continue to occur. There was a day when you could bank on animal liability being an automatic part of your policy. Automatic coverage is not true these days. Some homeowner policies now exclude animal liability or limit the amount of insurance. Call us if you would like to discuss homeowner animal liability. (386) 752-8660