Local Stuff

Trunk R Treat begins now. Come on down to Lake DeSoto for fun and sweet treats. Thank you Abbie and the Chamber of Commerce gang for organizing this event for the community. 3,000 kids in costumes are expected.

We are please to support teachers in Columbia County with a $1437 contribution to the Educators Emporium. Big thanks to our followers for sharing our $2 per share promotion. We know it is hard to teach effectively without a good supply of pencils, paper, scissors, markers and more. We wish our teachers and students a productive and joy filled school year.

Congratulations to our chainsaw winner

Cyndi Lauper sang “girls just want’a have fun.”  We agree, and sometimes girls have fun with a chainsaw.  Congratulations to our 2018 Hurricane Season Chainsaw Giveaway winner, Ms. Donna Bowen.  We are encouraging homeowners to trim trees and limbs away from their homes before the summers windstorms begin.  Donna is now equipped with a new Husqvarna 440 from Mikell’s Power Equipment to do the job at her house right.  Follow us for future giveaways.

 

Protecting Mobile Equipment

Mowers have come a long way in recent years.  The mowers we use to maintain our lawns no longer cost several hundred dollars; they can cost several thousand dollars and more.  With that much value on the line, homeowners need to know how to protect their equipment.  If your agent provides you a Homeowner (HO-3) coverage form, you are in good shape.   Mowers, tractors or even quad-ATVs that are used “solely to service an insured’s residence” are covered under the Personal Property part of the policy.  The mower in this picture was purchased for $7,000 fourteen years ago but the homeowner who suffered the fire damage will recover approximately $12,000 because the Homeowner (HO-3) is a replacement cost policy.  If you have high value equipment used to maintain your property, it may be a good idea to review your coverage.

Truck Tire on the Loose Video

Most of the time we help our clients report routine claims like water damage, lightning, windstorm damage and sometimes fire damage.   But, occasionally, we get an unusual claim, like the truck tire in this video crashing through an office window.  This actually just happened to one of our customers, but there is good news.  The business owner insurance we provide through Liberty Mutual Business Insurance is paying for the damage.  Because we make sure our customers have the best coverage available, the damage to the office window, interior walls, flooring and destroyed furniture is covered.  If you have not reviewed your property insurance policy lately, we can do that for you for free.  We don’t stop at reviewing coverage.  If you ever have a truck tire crash through your front door or some other kind of accident, we will guide you through the claims process.  It is what we do.  Call us (386) 752-8660.

 

 

 

Partners Desk

First conceived in the 1900s by bankers in the United Kingdom, the partners desk was often used by senior level bankers who enjoyed working face to face over a single desk.  Today, John has a partner in the tradition of the British bankers.  Though not doing insurance work, Josiah is working hard, nevertheless, translating John 1 into Latin.  “In the beginning was the Word, and the Word was with God, and the Word was God.”