We offer insurance packages that can be customized for your business. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer a choice of companies to protect your business.
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items against a variety of perils.
- Wind & Hail
- Theft & Vandalism
- and more….
General Liability primarily protects you against injury or damage claims made by other parties. Policies provide coverage for liability arising out of:
- Premises and Operations
- Fire Damage Liability (damage by fire to premises rented to insured)
- Personal and Advertising Injury
- Medical Payments
- Products/Completed Operations
You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. Since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.
Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.
Employers are legally liable for occupational related illness or injury to their employees. By statute Florida Workers’ Compensation provides:
- Medical expenses
- Lost wages
- Death benefits
In Florida, employers with 4 or more employees are required to purchase coverage or face fines from the Division of Workers Compensation.
Contact us today for more information about Commercial Insurance in Lake City